UK car insurance groups?
Is there a website or some kind of directory that will tell me the costs of different insurance groups?
I’m shopping around for a second-hand car and a lot of cars are listed as “insurance group 7″ or insurance group 14″ etc etc, but I don’t know what that means, I’ve been entering the details individually of cars that I’m interested in, but that quite laborious.
There is no simple answer to this one.
Where you live, how old you are, your gender, your profession and your driving history often have more influence on the cost of insurance for your car than the choice of car.
However, for any given person the cost of a Group 7 car will not be more than that for a Group 14 car.
The actual difference will depend on the person.
Be careful. The UK insurance industry is currently moving from a 20-group system to a 50-group system, so if a car is listed as being group 7 you need to know if that is 7 out of 20 or 7 out of 50.
A car that is Group 14 in the new 50-group system may be cheaper to insure than a car that is Group 7 in the old 20-Group system.
You could look up the group list on the Thatcham website (http://www.thatcham.org/research/index.jsp?page=33 ), but it will not give you a simple answer in £s.
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